Terms & Conditions
Terms
To define Terms and Conditions as highlighted below:
Welcome to our site! Please read the following terms and conditions carefully. When accessing this site, you agree to be bound by the following terms and conditions (“Terms & Conditions”). If you do not agree with these terms and conditions, please do not access this site.
Jurisdiction
These Terms & Conditions are governed by the laws of Malaysia and any dispute shall be subject to the exclusive jurisdiction of the courts of Malaysia.
Restrictions on use
You may use this website for purposes expressly permitted by this website. As a condition of your access and use of the FWD Insurance Berhad and FWD Takaful Berhad website, you warrant to FWD Insurance Berhad and FWD Takaful Berhad that you will not use the website for any purpose that is unlawful or prohibited by any part of these Terms and Conditions.
In addition, you may not use FWD Insurance Berhad and FWD Takaful Berhad’s website in any manner which could disable, overburden, damage, or impair the website or interfere with any other party’s use and enjoyment of the website. You may not obtain or attempt to obtain any materials, content, or information through any means not intentionally made available or provided for through the website. You may not attempt to probe, scan or test the vulnerability of the website or any system to which it is connected or attempt to breach any security measures. Your use of the website is strictly for your personal, non-commercial use only.
Use of information and materials
Products and services referred to in this site are only offered in the jurisdiction where and when they may be lawfully offered by FWD Insurance Berhad and FWD Takaful Berhad. The materials on these pages are not intended for use by persons located in or resident in jurisdictions that restrict the distribution of such materials by us. Persons accessing these pages are required to observe any relevant restrictions.
These pages should not be regarded as an offer or solicitation to market any products or services in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction.
Persons accessing these pages are advised to obtain appropriate professional advice based on their own needs for any particular product or service contained in these pages.
All information submitted to FWD Insurance Berhad and FWD Takaful Berhad via this site shall be deemed and remain the property of FWD Insurance Berhad and FWD Takaful Berhad, and FWD Insurance Berhad and FWD Takaful Berhad shall be free to use, for any purposes, any ideas, concepts, know-how or techniques contained in information provided by a visitor to FWD Insurance Berhad and FWD Takaful Berhad through this website. FWD Insurance Berhad and FWD Takaful Berhad shall not be subject to any obligations of confidentiality regarding submitted information except as agreed with FWD Insurance Berhad and FWD Takaful Berhad having a direct customer relationship or as otherwise specifically agreed or required by law.
Links
There are links to third party websites which are not controlled by FWD Insurance Berhad and FWD Takaful Berhad. FWD Insurance Berhad and FWD Takaful Berhad shall not be deemed to guarantee or endorse the content on third party websites, and shall not be in any way responsible for the content on these websites. FWD Insurance Berhad and FWD Takaful Berhad shall also not be liable for any damages or losses incurred or suffered by you, arising out of or in connection with your use of third party websites.
Intellectual Property
Unless otherwise stated, copyright of all materials and contents found on this site is owned by FWD Insurance Berhad and FWD Takaful Berhad. No part of such materials and contents can be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without FWD Insurance Berhad and FWD Takaful Berhad’s prior written consent.
All trade marks, logos and service marks displayed on this website are protected and users are prohibited from using the same without written permission of FWD Insurance Berhad and FWD Takaful Berhad or the owners of the relevant trade marks, logos and service marks, as the case may be.
Cookies
These Terms & Conditions are governed by the laws of Malaysia and any dispute shall be subject to the exclusive jurisdiction of the courts of Malaysia. Users of the site are informed that when they access this site, information may be temporarily stored in memory or on their hard disk, which is known as “cookies”, in order to optimise and customise navigation on the site. It is possible for any user to configure the preferences of his browser to refuse cookies. Most web browsers are initially set up to accept cookies. Nonetheless, you can choose to ‘not accept’ such cookies by changing the settings on your web browser. Please note that if you block all cookies, including strictly necessary cookies, certain functions of the site may not be accessible or some features may not work properly.
Full cookie policy can be found here.
No Warranty
The information and materials contained in this site, including text, graphics, links or other items are provided "as is", "as available". FWD Insurance Berhad and FWD Takaful Berhad does not warrant the accuracy, adequacy or completeness of these information and materials, and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express or statutory, including the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.
Limitation of Liability
In no event will FWD Insurance Berhad and FWD Takaful Berhad be liable for any damages, including direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any parties, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if FWD Insurance Berhad and FWD Takaful Berhad, or representatives thereof, are advised of the possibility of such damages, losses or expenses.
You understand that FWD Insurance Berhad and FWD Takaful Berhad cannot and do not guarantee or warrant the that website or its content or any other files available for downloading from the Internet will be free of viruses, worms, Trojan horses, or other code that may manifest contaminating or destructive properties. You are responsible for implanting sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this website for any reconstruction of any lost data. The content provided in FWD Insurance Berhad and FWD Takaful Berhad’s website are not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by FWD Insurance Berhad and FWD Takaful Berhad
FWD Insurance Berhad and FWD Takaful Berhad do not assume any responsibility or risk for your use of the website, its content, or the Internet.
Changes
FWD Insurance Berhad and FWD Takaful Berhad reserve the right to add to, modify or remove, without prior warning or notice, any information or material contained on this site, including any of the provisions of these Terms & Conditions at any time.
