Important notice

Dear Policyholder,

Effective 1 July 2025, FWD Insurance Berhad will implement changes to the asset allocation of FWD Invest-i Global Balanced Hedged Fund due to changes from Target Fund – United-i Global Balanced Fund (MYR Hedged Class).

The Target Fund Manager, UOB Asset Management (Malaysia) Berhad, seeks the flexibility to allocate up to 70% of the Target Fund’s net asset value (“NAV”) either to Shariah-compliant equities or to Sukuk, Islamic money market instruments, and Islamic deposits. This strategic approach aims to optimise returns under varying market conditions.

	Current Range	New Range
Asset allocation	40% – 60% of the Target Fund’s NAV in Shariah-compliant equities	30% – 70% of the Target Fund’s NAV in Shariah-compliant equities
	40% – 60% of the Target Fund’s NAV in Sukuk, Islamic money market instruments or placement of Islamic Deposit with Financial Institutions	30% – 70% of the Target Fund’s NAV in Sukuk, Islamic money market instruments or placement of Islamic Deposit with Financial Institutions
	Up to 20% of the Target Fund’s NAV may be invested in unrated Sukuk	Up to 20% of the Target Fund’s NAV may be invested in unrated Sukuk

All other features of the funds, except as mentioned above remain unchanged.

If you have further enquiries, email us at ask@fwd.com or contact our dedicated Customer Careline at 1300 22 6262