Disclaimer

The products and services described in this site are subject to Malaysian law and in relation to property in Malaysia. This notice and the information in this site and all matters related are either governed by or will be construed according to the applicable laws.

In no event shall FWD Insurance Berhad and FWD Takaful Berhad or any third parties mentioned at this website, be liable for any damages whatsoever (including, without limitation, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use the web site, whether based on warranty, contract, tort, or any other legal theory, and whether or not FWD Insurance Berhad and FWD Takaful Berhad is advised of the possibility of such damages.

Copyright in the information contained in this site subsists under the Copyright Act and, through international treaties, the laws of many other countries. It is owned by FWD Insurance Berhad and FWD Takaful Berhad unless otherwise stated. Customers may download a single copy of a document and, where necessary for its use as a reference, or make a single hard copy. Except as permitted under the Copyright Act or other applicable laws, no part of this publication may be otherwise reproduced, adapted, performed in public or transmitted in any form by any process (graphic, electronic or mechanical, including photocopying, recording, taping or by storage in an information retrieval system) without the specific written consent of FWD Insurance Berhad and FWD Takaful Berhad.

FWD Insurance Berhad and FWD Takaful Berhad does not warrant or represent that the information in this site is free from errors or omissions or is suitable for the intended use of website users. The documents and related graphics published on this server could include technical inaccuracies or typographical errors. Furthermore, FWD Insurance Berhad and FWD Takaful Berhad does not warrant that there will be no delays, failures, errors or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to its customer's computer system.

FWD Insurance Berhad and FWD Takaful Berhad  will attempt to keep the information and the resources contained on or accessible through this site timely and accurate, but makes no guarantees and disclaims any implied warranty or representation about its accuracy, relevance, timeliness, completeness or appropriateness for any particular purpose.

FWD Insurance Berhad and FWD Takaful Berhad  may change or modify the information, services and any other resources contained on or accessible through this site, or discontinue this site altogether at any time without notice.

FWD Insurance Berhad and FWD Takaful Berhad  may modify this notice at any time, and such modifications shall be effective immediately upon posting of the modified notice. Accordingly its customers agree to review this notice periodically and their continued use of this site shall be deemed their acceptance of the modified notice. 

FWD Insurance Berhad and FWD Takaful Berhad recommends its customers to seek independent advice and obtain independent verification of the materials and information provided herein prior to acting on any information and before making any decision(s) based on any such materials or on any information in this site. Further to that its customers shall be responsible to evaluate the quality, adequacy, completeness, currentness and usefulness of all services, content, advice, opinions and other information obtained or accessible through the website. 

Subject to any terms implied by law and which cannot be excluded, FWD Insurance Berhad and FWD Takaful Berhad accepts no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by website users as a result of any error, omission or misrepresentation in any information in this website. The materials, information and functions provided in this website shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any advice in respect of any policies in any jurisdiction unless otherwise stated.

The web site contains links to third party web sites. These links are provided solely as a convenience to its customers and not as an endorsement by FWD Insurance Berhad and FWD Takaful Berhad of the content of such third party web sites. FWD Insurance Berhad and FWD Takaful Berhad is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party web sites. The decision to access linked third party web sites, will be done so at the users' own risk.